Car Accident Lawyers in San Luis Obispo
In the aftermath of a car accident, most people don’t realize just how much they’ve lost. Attorney Daniel J. O’Neill can help you understand your situation and will fight to quickly secure a maximum financial recovery.
In a car accident, your life changes in the blink of an eye. From the pile of medical bills to the persistent pain and the psychological effects of adjusting to life with a debilitating or disfiguring injury, those few seconds when something goes horribly wrong can have a lifetime of consequences. As the victim of a serious car accident, you have lost a lot, and recovering what you have lost is an important first step for moving on.
At the Law Office of Daniel J. O’Neill, we are committed to helping accident victims and their loved ones fight for just compensation. We know what it is like to stand in your shoes, and we know just how important it is for you to stand up for your legal rights. If you have been injured or a loved one has been killed in any of the following types of accidents in San Luis Obispo, we encourage you to contact us today for a free consultation:
- Bicycle and pedestrian accidents
- Defective highway design and maintenance accidents
- Defective vehicle accidents
- Drunk driving accidents
- Semi-truck and tractor trailer accidents
- Road rage accidents and assaults
- Hit and Run Accidents
What To Do After a San Luis Obipso Accident
It is crucial that you seek medical help immediately after you have been in an accident, and equally important that you share the full extent of your injuries and symptoms with your doctor. Follow your doctor’s advice regarding your ongoing medical care and follow-up evaluations, and continue to let your doctor know about any symptoms that may develop, even if you are uncertain if they are related to the accident. Symptoms may not appear immediately.
If you are able, you should take photos of your injuries and your damaged property. Under California law, property damage can be resolved separately from a personal injury claim. Documentation of your injuries and other damages is of great importance. Start a file and keep receipts and bills, and obtain a copy of the police report, your medical records and repair estimates. It is important that you provide this information, including a copy of your declaration of insurance coverage, to your attorney at your first meeting.
Soon after you have been in an accident, the insurance carrier will call you to take a recorded statement. He or she must ask your permission, as it is illegal to record a conversation without permission. You are not required to give a recorded statement. It is also not generally in your best interest to talk to the representative before talking to a car accident attorney skilled and experienced at working with insurance companies. Whatever you do, do not try to resolve the case or negotiate with the insurance company on your own.
It is important that you speak to a personal injury attorney as soon as possible, as personal injury claims are subject to a time limit in which they can be filed, which generally varies from six months to three years according to the kind of injury suffered, when it was discovered, when it was injured and who caused the injury.
What If I Was Partially at Fault?
A: Never assume that you were at fault in an accident. Fault is a complex legal principle, and establishing fault in a car accident requires a thorough investigation and careful legal analysis. It is easy to second-guess yourself, but do not let this stand in the way of protecting your legal rights.
That said, even if you were partially at fault, in California you can still seek financial compensation.
What If the Other Driver Was Uninsured?
Far too many drivers are out on the road in California without adequate insurance. Some don’t have it at all, and some don’t have nearly enough.
What happens when one of those drivers hits you and causes serious injuries?
If you have been injured in a car crash by a driver who does not have insurance, or whose insurance coverage is insufficient to compensate you fully, there are other potential sources of recovery we can pursue.
First, we will examine all relevant insurance policies that may apply. Even if the other driver does not have adequate insurance, it could be that another policy is available, such as that of the vehicle owner (if different from the driver). We may be able to “stack” insurance policies, which means getting part of your recovery from one policy and part of it from another.
There is also the possibility of recovering from your own insurance company under the uninsured/underinsured motorists coverage (UM/UIM) you purchased. Making this type of claim is best done with the assistance of an experienced lawyer because your insurance company is likely to offer many defenses as it attempts to get out of paying on the claim.
What is My Case Worth
A: Each case is unique, and this is a question that we cannot answer (nor can any other law firm) without first learning all of the details of your case. However, the types of compensation you may be entitled to recover include:
- Outstanding medical bills
- Future medical expenses (including treatment, rehabilitation, therapy, and medications)
- Lost wages
- Lost future earning capacity
- Pain and suffering
- Emotional trauma
- Property damage
- Loss of consortium, support, and enjoyment of life
Schedule a Free Car Accident Consultation at the Law Office of Daniel J. O’Neill
To learn more about your rights after a car accident in San Luis Obispo, schedule an initial consultation with attorney Daniel J. O’Neill. Your consultation is 100% complimentary, and if you choose to work with us you will not be asked to pay any legal fees unless we are successful in helping you secure financial compensation. Protect yourself and your family – call 1-877-640-6522 or tell us what happened online today.